Accident Angels Wellness Show

November 30, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

November 27, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

November 23, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

November 20, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

November 16, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

November 13, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

November 9, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

November 6, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

November 2, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

October 30, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

October 30, 2017 | Posted in Accident Angels: Injury Consultant

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of  individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

October 26, 2017 | Posted in Accident Angels: Injury Consultant

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

October 23, 2017 | Posted in Accident Angels: Injury Consultant

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

          ADVOCACY UPDATE

As you have all heard, this coming Wednesday, House Insurance Committee Chair Lana Theis will be presenting her ANF reforms contained in HB 5013. I believe Rep. Jim Runestad will be part of this discussion and hopefully other Oakland County House and Senate  Republican members as well. Since this is now more of a county wide meeting, I remind  you  to make every effort to attend, bring clients and their family members to show your strong opposition to the Theis proposal.  You can find CPAN’s summary analysis attached.

Oct. 25th– 7:00-8:30pm- North Oakland Republican Club- Pontiac Country Club

 4335 Elizabeth Lake Rd, Waterford

Then on Oct. 30th, another town hall meeting will be held with Rep. Noble hosting and Rep. Theis presenting. I ask that you make all effort to have a similar presence, especially those in Rep. Noble’s district.

Oct. 30th– 6:00-8:00pm- Rep. Noble Auto Insurance Reform Meeting- Plymouth District Library

 223 S. Main St, Plymouth

Speculation is running strong that Rep. Theis will schedule the committee to meet this week and report HB 5013 out of committee to the House floor. Floor action would be anticipated prior to the scheduled recess which would commence after the last day of session on November 9th.

Kevin A. McKinney

President

McKinney & Associates

216 N. Chestnut

Lansing, MI 48933

(517) 487-2811 kevin@mckinneyandassociates.net

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Accident Angels Wellness Show

October 19, 2017 | Posted in Accident Angels: Injury Consultant

Accident Angels Wellness ShowWeekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

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Accident Angels Wellness Show

October 16, 2017 | Posted in Accident Angels: Injury Consultant

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

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Accident Angels Wellness Show

October 12, 2017 | Posted in Accident Angels: Injury Consultant

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of  individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

MEMORANDUM

TO:                             House Colleagues

FROM:                       Representative Michael Webber, Representative Ben Frederick, Representative Donna Lasinski, and Representative Sherry Gay-Dagnogo

Date:                           October 9, 2017

RE:                              Co-Sponsorship Opportunity – Fair and Affordable No-Fault Reform Package

Tomorrow in my office (N-894), there will be blue backs available for co-sponsorship to provide Michigan’s residents with fair and affordable No-Fault reforms.

On Wednesday, the blue backs will be available for co-sponsorship on the house floor.

As a bipartisan coalition whose members represent a wide array of urban, suburban, and rural districts in this state, we look to continue offering the people of Michigan the protection they deserve, while lowering insurance rates for everyone. The bills are as follows:

  1. Provide reasonable hourly rate schedules for family-provided attendant care. Sponsor: Rep. Frederick (seat #29)
  2. Provide reasonable health provider fee schedules with Prompt Pay and allowance for E-billing. Sponsor: Rep. Canfield (seat #14) tie-barred to Covenant legislation
  3. Codify a reversal of the Covenant decision to allow healthcare providers to sue auto-insurers for unpaid balances. Sponsor: Rep. Lucido (seat #44)
  4. Change the look-back rule to file a claim from one year to three years. Sponsor: Rep. Yaroch (seat #54)
  5. Raise the mini-tort threshold from $1,000 to $5,000. Sponsor:Rep. Marino(seat 9)
  6. Provide fair standards and qualifications regulating physicians Independent Medical Examinations. Sponsor: Rep. Bizon (seat #10)
  7. Clarify the Michigan Catastrophic Claims Association (MCCA) as an indemnifier, not an entity to challenge claims. Sponsor: Rep. Marino (seat #9)
  8. Establish more certain thresholds to meet the “Serious impairment of bodily function” standard.  Sponsor: Rep. Wittenberg (seat #81)
  9. Provide for meaningful rate reductions when drivers coordinate their auto insurance policies with health insurance policies. Sponsor: Rep. Lasinski (seat #95)
  10. Prevent factors unrelated to a person’s driving record from being used to determine their insurance policy rates. Sponsor: Rep. Gay-Dagnogo (seat #80)
  11. Ensure that patients do not have to incur the financial burden of care by requiring insurers to pre-authorize their treatment. Sponsor: Rep. Webber (seat #98)
  12. Eliminate requirement for senior drivers with Medicare or other full medical coverage to carry personal injury protection coverage. Sponsor: Rep. Greimel (seat #75)
  13. Please note that House Bill 4672 (Rep. Graves) related to establishment of a fraud authority and House Bill 4049 (Rep. Green) related to MCCA transparency are also components of this comprehensive reform package.

We encourage members to consider each bill on its own merit. We welcome your co-sponsorship.

Kevin A. McKinney

President, McKinney & Associates

216 N. Chestnut Lansing, MI  48933

(517) 487-2811 kevin@mckinneyandassociates.net

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Accident Angels Wellness Show

October 9, 2017 | Posted in Accident Angels: Injury Consultant

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Topic: Want to fix your credit? Listen to this show to find out how!

Lance Petway, United Credit

248.935.7683Greatcredit@outlook.com

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Accident Angels Wellness Show

October 5, 2017 | Posted in Accident Angels: Injury Consultant

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

October 2, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

To all Brain Injury Association of Michigan Members and Friends;

Earlier this week Detroit Mayor Mike Duggan, along with House Speaker Tom Leonard and House Insurance Committee Chair Lana Theis, announced their plan (now dubbed M-Insurance) to reform Michigan’s no-fault system. The plan is an utter disaster.

By all accounts, M-Insurance would have devastating impacts on drivers, families, accident victims, hospitals and rehabilitation centers if passed. It would increase litigation and legal costs that the original no-fault legislation was designed to eliminate. And worse, the so-called “consumer savings” incurred on the front end would be shifted back onto the shoulders of Michigan taxpayers in the form of increased Medicaid payments to underinsured accident victims. As I write this, our legal experts are uncovering even more hidden hazards within this toxic piece of legislation that would completely eviscerate any semblance of benefits for injured victims.

On the other hand, the package of bills announced by CPAN at our Annual Fall Conference – known as the Fair and Affordable No-Fault Reform Package – addresses the root causes of Michigan’s exorbitant auto insurance rates and provides sustainable and responsible solutions for controlling costs, rooting out all fraud, creating transparency/, and putting an end to nefarious rating practices (redlining) by auto insurers.

Next Tuesday, October 3rd  at the House Office Building (Room 519), Lansing, MI, the M-Insurance bill (HB 5013) will be introduced to the House Insurance Committee in Lansing. It is expected that the committee will continue deliberations on the bill on Thursday, October 5th at the same location. Sessions begin at9am; however, I would ask that you try to arrive by 8am so that we can first accommodate and special needs and ensure we have a full house when the session begins.

Make no mistake: there has never been a more critical need for you to show your support. Many of us will be providing testimony against M-Insurance and for our Fair and Affordable Package solution. I’m asking that you make every effort to attend these sessions so that we fill the room (as well as the additional rooms) to standing-room-only capacity.

MAKE YOUR VOICES HEARD: Now is the time for us to all descend upon the State Capitol as a unified community to show let our lawmakers know that “M-Insurance is a Monumental Mistake” with disastrous consequences for all Michiganders!

Attached is a map for your convenience. Please call our office with any questions.

I look forward to seeing you all there.

Sincerely,

Tom Constand

President & CEO

Capitol Day Map 2017

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Accident Angels Wellness Show

September 28, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

September 25, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

September 21, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels Wellness Show

September 18, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

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Accident Angels Wellness Show

September 14, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels Wellness Show. Weekly Monday & Thursday Evenings 7-8 p.m.

Rebuild your life one day at a time after a serious accident or illness. Life has storms but we can ride the wave back to a healthy life.

Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

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Accident Angels: Injury Consultants

September 11, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels: Injury Consultants.

Weekly Monday & Thursday Evenings 7-8 p.m. Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

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Accident Angels: Injury Consultants

September 7, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels: Injury Consultants.

Weekly Monday & Thursday Evenings 7-8 p.m. Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

         

ADVOCACY UPDATE

 

Duggan Wants 30% Car Insurance Rate Cut; Meekhof Says That’s ‘Off The Table’

Detroit Mayor Mike DUGGAN has laid down his marker.
The only way he will plunk his political capital into the no-fault car insurance debate is to have the insurance industry promise that it will deliver a 30 percent across-the-board rate cut in return for changes to the system. Minus that, the word from the Mayor is there is no deal.

Lawmakers have been down this path before and the sticky point has been, if the insurers agree to that number, what happens in the out years? Will they boost the rates back up?

The Mayor has a solution for that. In his draft proposal, the companies would need permission of the state insurance commissioner if they want to raise rates higher than the rate of inflation.

The draft also includes a fee schedule for hospital services and on the delicate issue of unlimited catastrophic coverage, the Mayor proposes options for drivers that would lower that coverage and, therefore, the cost. For some lawmakers that has been a deal breaker in the past.

Among those is Senate Majority Leader Arlan MEEKHOF (R-West Olive), who told MIRS that any proposal that gets into the amount an industry must charge for its services is “off the table” because it’s too much of an intrusion into the free market.

Instead, Meekhof is encouraging the House to take advantage of a deal the insurers cut with the hospitals last year that would create a fraud authority, make reforms to the assigned claims system and put limits on attendant care (See “Hospitals Cut No-Fault Deal With Insurers,” 12/13/16).

Once these reforms are put in place, Michigan can judge the impact to Michigan’s high insurance rates. If more needs to be done, additional legislation can be taken up at that point, Meekhof suggested.

All this is coming to a head as you can expect to see the Mayor’s work product in bill form within the “next week or two,” according to a MIRS source.

While finalizing the language, Duggan continues to build his coalition that House Speaker Tom LEONARD (R-DeWitt) referred to recently. This includes labor, the NAACP and others, which he would like to use for “leverage” to push something through the House this fall. He’s also been in conversation with Gov. Rick SNYDER‘s office on this, as well.

“I’m cautiously optimistic,” one Democratic source contends. But another wonders “why the rush? I’m not so confident that the people have bought into it.”

As for the language, “it is well cemented,” this source revealed, as it gives motorists cost saving options that will impact senior drivers in particular.

However, for some in the Detroit delegation, they want to see three items removed from the process that are currently used to set rates — ZIP codes, a driver’s education level and credit scores. All three have been an integral part of the industry’s cost setting formula for years.

One Democratic source said there needs to be a strong “educating” component to this so that the consumers know what they are buying and what they get in return.

And there is also an “X” factor in the impending debate. What happens to this package if the GOP Congress eventually wipes out the Affordable Care Act? It’s that kind of uncertainty that could complicate the Mayor’s effort to round up the needed 55 House votes, not to mention the fact that he will be going nose to nose with Oakland County Executive L. Brooks PATTERSON on this one. As one source put it, “that will be a big fight.”

MIRS asked the Insurance Alliance of Michigan (IAM) to respond to the Duggan rate reduction proposals and it sent a brief statement saying it was encouraged by the Mayor and others for making this issue a priority.

IAM did not respond directly to the 30 percent cut, instead noting the industry supports allowing the marketplace to work and “cost control measures are the best way to drive down costs for consumers.”

CPAN just released another report showing the inconsistencies and unfair premiums rates based on gender and marital status.

http://protectnofault.org/2017/09/06/higher-premiums-for-widows-other-single-women-in-michigan-auto-insurance-market/

https://www.facebook.com/ProtectNoFault/posts/10159266369655052

 

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Accident Angels: Injury Consultants

September 4, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels: Injury Consultants.

Weekly Monday & Thursday Evenings 7-8 p.m. Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

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Accident Angels: Injury Consultants

August 31, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels: Injury Consultants.

Weekly Monday & Thursday Evenings 7-8 p.m. Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of  individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

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Accident Angels: Injury Consultants

August 24, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels: Injury Consultants.

Weekly Monday & Thursday Evenings 7-8 p.m. Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

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Accident Angels: Injury Consultants

August 21, 2017 | Posted in Accident Angels: Injury Consultant, Featured Guest

Accident Angels: Injury Consultants.

Weekly Monday & Thursday Evenings 7-8 p.m. Join Renee Angel as she offers testimonials, expert guests in Michigan, Auto No Fault Insurance Laws, Renee Angel’s knowledge and experience to help renew restore and rebuild the lives of  individuals that have been in car accidents, educate all listeners on their rights and the benefits you deserve when in an auto, truck or motorcycle accident.

Listen Live to learn about your rights benefits and opportunities and receive free advice!

Airtime 7-8 p.m.

Share the love

See More →

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